Inherited IRAs Are Not Exempt From Bankruptcy

In Bankruptcy, General, Tax by Coolidge Wall

When filing for bankruptcy, a person may exempt “retirement funds” from the bankruptcy estate. However, last week the Supreme Court decided that the term “retirement funds” does not include funds in an inherited IRA. An inherited IRA is a traditional or Roth IRA that a person has inherited from the original owner. Inherited IRAs are different from traditional or Roth IRAs. First, the person who inherited the IRA must withdraw the funds within five years of the original owner’s death or take annual minimum distributions regardless of the age of the person. Additionally, the person can withdraw funds at any …

NLRB Rules that Cursing Out The Boss Is Protected Activity

In Business Law, General by Coolidge Wall

Who knew an employee could dress down the owner of the company with profanity (while angrily pushing aside a chair, no less) and get away with it? The National Labor Relations Board – that’s who! Last week, on remand from the Ninth Circuit, the NLRB in Plaza Auto Center, Inc., 360 NLRB No. 117 (2014), again found that an employer violated the National Labor Relations Act by terminating an employee for a tirade during which the employee cursed at the owner, called him profanity-laced names, and, within the confines of a small enclosed office, pushed a chair aside to underscore …

U.S. Supreme Court holds that severance payments are subject to FICA

In Business Law, General, Tax by Coolidge Wall

In a case decided earlier this year, United States v. Quality Stores, Inc., the U.S. Supreme Court resolved a split among the circuits and held that severance payments that are not linked to the receipt of state unemployment benefits are “wages” subject to FICA withholding. This decision overturned the Court of Appeals for the Sixth Circuit which had concluded that the taxpayer, Quality Stores, Inc., was entitled to a refund of FICA taxes paid with respect to severance payments. While not a favorable decision for the taxpayer, it does offer employers some certainty that severance payments, not linked to the …

Law Firm Evolution: Coolidge Wall Chooses Nextpoint to Provide Litigation Services

In General by Coolidge Wall

Chicago, IL (PRWEB) May 06, 2014 The Dayton, Ohio law firm of Coolidge Wall Co. LPA has chosen Nextpoint to be the firm-wide provider of in-house eDiscovery collections, review, and trial presentation technology. By joining the Nextpoint Select Partner Program, Coolidge Wall will simplify litigation support for its small and medium-sized clients. With the benefit of Nextpoint training, the Firm can begin collecting, processing, reviewing, and stamping electronic evidence for litigation the moment a matter is launched. Founded in 1853, Coolidge is a full-service business law firm based in Dayton, Ohio with more than 30 attorneys practicing in Business, Real …

Changes in Ohio Law to Prevent Opiate Overdose Deaths

In General, Litigation by Coolidge Wall

On March 11 2014, Governor Kasich signed House Bill 170 into law. HB 170 made sweeping changes to the law in Ohio with regard to a drug known as Naxolone, used to prevent or reverse the effects of opiate overdose, including difficulty breathing, sleepiness, low blood pressure, and even death. Naxolone, brand name Narcan, can be administered as an injection or as a nasal spray. Naloxone does not reverse overdoses that are caused by non-opioid drugs, such as cocaine, benzodiazepines (e.g. Xanex, Klonopin and Valium), methamphetamines, or alcohol. According to the bill’s sponsors, per statistics kept by the Ohio Department …

What happens to our digital property when we die?

In Estate Planning, General by Coolidge Wall

As is often the case, sometimes it takes a while for the law to catch up with society’s technological advances. Since the Internet is invisible, most people forget that their intangible digital assets are just as real as their tangible personal property. Currently, there are an estimated thirty million Facebook accounts that belong to people who are deceased. According to McAfee, in 2011 American consumers valued their digital assets, including online gaming, photos, music, client lists, bank accounts and bill-paying accounts at an average of $55,000 per person. And yet, few people plan for what will happen to those digital …

In the digital age, justice never takes a holiday…

In General, Litigation by Coolidge Wall

Even when the courthouse is closed on the weekends and holidays, the wheels of justice are still turning. The Montgomery County, Ohio Clerk of Courts, in keeping with Dayton’s rich history of technological innovation, has an extensive electronic filing system that allows attorneys (and judges) to file documents 24 hours a day, seven days a week, from virtually anywhere on the planet that has a secure internet connection. Each electronically filed document receives an electronic stamp that includes the date and time it was filed. With a keystroke, a judge signs an electronic document “via a digitalized image of his …

Supreme Court’s GPS Constitutional Privacy Ruling Could Impact Private Employers

In Employment Law, General by Coolidge Wall

In U.S. v. Jones, the U.S. Supreme Court ruled that the Fourth Amendment (protecting a person’s reasonable expectation of privacy and against unreasonable search and seizure) was violated when law enforcement inserted a Global Positioning System (or GPS) device in a vehicle, without a valid warrant, and tracked the vehicle’s every move on public streets for a month. Although Jones is a criminal case involving the U.S. Constitution which prohibits unreasonable searches by government actors, the decision may have a ripple effect on private employers who use GPS and other tracking devices to monitor employees’ whereabouts. Currently, only two states, …

Stay away from my friends: When is a business’s social media friend list a trade secret?

In General, Litigation, Social Media by Coolidge Wall

The general rule in Ohio is that for a customer list to be a trade secret, it has to be… a secret. Usually this means that the customer list is stored in a locked drawer or a password-protected server that only a few trusted people can access. But with the emergence of social media, a friend list may be as or more important than a traditional customer list. But can a business’s friend list be a trade secret just like a customer list? Christou v. Beatport, L.L.C., No. 10-cv-02912-RBJ-KMT, 2012 U.S. Dist. LEXIS 34307 (D. Colo. 2012) raised this very …

Asset Protection: Sometimes, being attached to your spouse means that your creditors cannot attach your assets

In Business Law, Estate Planning, General by Coolidge Wall

HISTORY LESSON: Back in days of yore (2/9/72 – 4/4/85) in Ohio, a form of property ownership known as Tenancy By the Entirety (TBE) was recognized. The TBE form of property ownership harkens back to times when women had much less control over their affairs and needed to be protected from their husband’s debts. It is useful now to protect assets from creditors. “TBE” EXPLAINED: The general principle behind TBE property is that it is not owned part by husband and part by wife, but entirely by a fictional third-party made of the union of husband and wife. As such, …